Tuesday, June 2, 2009

Picking Pet Insurance

If you have more than one dog, you know how expensive keeping a pet healthy can be. What does it cost to help a dog recover from a broken leg? I'm not sure, but I'm thinking it is more expensive than I would be comfortable paying.

We have all seen at least some of the advertisements about pet insurance. At first it was kind of a joke to some of us. After a few years of paying cash for health care issues for a dog, it is starting to seem like a great idea.

When you research insurance for your dog or cat, think about asking the veterinarian you use for your pets which insurance is accepted. It could be your veterinarian does not take any insurance. Does this mean you should get a new vet? That is something you have to decide.

Another concern is, what exactly will it cover? Are existing issues covered? Does the age of the dog or cat come into place? Be sure you know what you are buying before you pay for pet insurance.

The cost of pet insurance seriously varies by company, and the coverage you want. This just makes sense, as it is more expensive for humans to get more health coverage than less coverage.

Perhaps the best thing to do is get a policy that will cover major health issues for your dog or cat.
Routine shots may be something we can handle, or find at a discount. Most of us are limited when it comes to budgeting for our pets. Yet, it is not unusual to leave the veterinarian's office having spent in one day what you thought you would spend in one year.

If money for your dog or cat's care is not an issue, you may not feel pet insurance is needed. For most of us, getting the insurance is a better idea than having the concern of a large bill at one time.


1 comment:

  1. I have no idea what pet insureance costs..but I'll bet the more popular it gets the higher the vet bills will get. Now they have to charge what people can pay..not what the insurance companies can be taken for.